If a neighboring tree falls in your yard, who pays?

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​If a neighbor’s tree falls in your yard, who pays for cleanup?
According to Trees Atlanta, the metro area has the nation's highest "urban tree canopy," defined as the layer of leaves, branches and stems of trees that cover the ground when viewed from above.
And Atlanta is no stranger to stormy weather. 
The first step is to call your homeowners insurance agent.
Where the tree falls determines who pays for what.
The way the law works is, wherever the tree landed, that person is responsible for dealing with it regardless of where the tree came from.
That's right, even if the tree is rooted in your neighbor's yard, if it crashes onto your property, it's your problem.
Once the insurance agent gives the green light, the homeowner is responsible for hiring contractors. Homeowners can save money cutting up the tree themselves and then hiring someone to simply remove logs and branches. However, unless skilled with a chainsaw, owners should leave tree removal to professionals.